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Budgeting: Carefully planning your funds to include mortgage repayments without strain.
Refinancing Options: Exploring choices to refinance for better terms, if availa

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Lump Sum Repayment: Employees may select to repay the entire mortgage amount in one go if their monetary scenario improves.
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n Interest-Free Loans: If a mortgage is offered interest-free or at a fee under market rate, the distinction could also be considered a taxable benefit to the employee.
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Employer Deductions: Employers could possibly deduct the costs of providing loans as a enterprise expe

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