What Is Injury Compensation?

Injuries compensation is a sum of money that is paid to assist injured people in paying for losses that result from workplace-related accidents. These losses include medical expenses and lost wages, as well as future income, and loss of enjoyment of the life.

The money can be obtained by two methods: either through a settlement or filing a lawsuit. A lawyer will review your case and advise you on which option is best for you.

Medical Treatment

Your claim for injury will cover a large amount of medical treatment. The insurance company will cover reasonable and necessary medical care. This includes medical bills from health professionals and specialists. The insurance company will pay for prescription and over-the counter medications in addition to transportation costs to and from medical appointments.

Based on the type of injury, you may require assistive aids such as canes, wheelchairs or special clothing. You may also be able to claim reimbursements for home modifications, such as ramps and stairlifts. Medical costs include diagnostic tests to diagnose your injuries as well as to monitor your recovery. You may also recover the cost of surgery required to treat your injuries. The workers' compensation board has guidelines for medical treatment that doctors must adhere to. These guidelines allow your doctor to give the majority of your care without requiring your insurance company's approval.

Be sure to follow your health care professional's recommendations can greatly help your case. If the defendant or the insurer sees that you have been skipping appointments and playing tennis on weekends despite the fact that you've suffered injuries, they could argue that your injuries aren't as severe as you claim. If you are constantly visiting health professionals and receiving massive medical care it could be necessary to admit that your injuries were serious.

Lost Wages

Injuries aren't just physically painful but can be financially devastating as well. Treatment costs can grow quickly, and victims of injuries are also faced with losing wages while they are recovering from their injuries. If your injury has caused you to be absent from work, you could be entitled to compensation for the time that you've missed.

Proving that you lost wages is a complex and time-consuming procedure that requires specific evidence. In addition to medical descriptions it is crucial to use copies of your previous pay stubs, as well as tax documents. Your attorney can use these documents to prove the total amount of income you've lost as a result of your accident.

The lost wages could include your regular hourly or salaried earnings as well as potential overtime bonuses, commissions, bonus payouts and more. You can also include any benefits that you no longer receive, such as free meals or car allowances.

You can also claim compensation for the days you missed due to your injury because you had to use sick or vacation leave to cover the days. Your attorney can calculate the fair value of these days and demand reimbursement from the party responsible. If your injury is irreparable the lawyer can claim compensation for the loss of future earning capacity. This is a more complex procedure that involves hiring a forensic accounting expert or actuary who can prove the loss of your future earnings potential.

Medical Expenses

Based on the severity of your injuries, you could face high medical bills that can strain your financial wellbeing. A serious injury can also stop you from earning income for a significant amount of time, putting a financial burden on you and your family.

You are entitled to compensation for all medical expenses relating to your condition, such as ambulance rides, doctor's visits, x-rays and hospital treatment. This includes supplies medicines, as well as orthopedic appliances. Additionally, you are entitled to reimbursement for transportation costs to and from medical appointments (including therapy). You must keep receipts for all medical-related expenses, since you will be reimbursed according to actual costs.

To help negotiate attorneys and insurance firms typically use your invoiced amounts as the starting point for calculating medical special damages. They then multiply that number by an amount of 1.5 to 5, to calculate general damages. In general, minor injuries fall at the lower end the range, while the more serious or prolonged ones are on the higher end.

The Kocian Law Group has the expertise to ensure that you receive the maximum amount of medical compensation you are entitled to. We will fight to force insurers to pay the entire cost of the treatment your medical professional recommends regardless of whether the insurance company disputes the necessity or reasonableness of the treatment.

Pain and Suffering

The victim of an injury is entitled to compensated for the emotional and physical pain and suffering that result from his or her injuries. Physical injuries and pain may be a result of past and future medical treatment. Mental anguish, discomfort, embarrassment, shock, and sadness are also possible.

It is difficult to put the value of the pain and suffering resulting from an accident, especially when permanent injuries are involved such as being in a wheelchair or blinded. It is essential that victims of accidents have the assistance of an attorney who can gather sufficient evidence to prove their loss.

In some cases the party who was injured will agree to a settlement without having to go to trial. In most cases the insurance company will be involved in an agreement to settle. The insurance company can make use of a multiplier or per diem method to calculate the pain and suffering damages.

The courts use both the multiplier method and the per diem method to determine compensation for emotional and physical suffering resulting from accidents. Both methods have their pros and cons, but the final amount will be determined by the jury. A personal injury lawyer can assist accident victims in gathering evidence to prove their claim. Adam S. Kutner & Associates Attorneys can assist you in the investigation of your case and prepare it for court or a settlement.